{"id":9473,"date":"2025-11-04T07:19:02","date_gmt":"2025-11-04T10:19:02","guid":{"rendered":"https:\/\/www.grupoprofessional.com.ar\/blog\/?p=9473"},"modified":"2025-11-04T07:19:04","modified_gmt":"2025-11-04T10:19:04","slug":"a-partir-de-2026-nuevos-topes-de-cobertura-en-los-seguros-de-responsabilidad-civil-automotor","status":"publish","type":"post","link":"https:\/\/www.grupoprofessional.com.ar\/blog\/a-partir-de-2026-nuevos-topes-de-cobertura-en-los-seguros-de-responsabilidad-civil-automotor\/","title":{"rendered":"A partir de 2026: Nuevos topes de cobertura en los Seguros de Responsabilidad Civil Automotor"},"content":{"rendered":"

La Superintendencia de Seguros de la Naci\u00f3n (SSN) actualiz\u00f3 las sumas aseguradas y deducibles de los seguros de Responsabilidad Civil para veh\u00edculos automotores, remolcados y los destinados al transporte p\u00fablico de pasajeros.<\/p>\n

Lo hizo a trav\u00e9s de la Resoluci\u00f3n 589\/2025<\/a><\/strong>, publicada el 3 de octubre en el Bolet\u00edn Oficial.\u00a0 Su art. 11 dispone que la presente resoluci\u00f3n rige para las p\u00f3lizas emitidas y\/o renovadas a partir del 1\u00b0 de enero de 2026.<\/p>\n

En los considerandos se destaca que \u00aba los fines de la actualizaci\u00f3n de las sumas aseguradas y deducibles de las coberturas bajo an\u00e1lisis, corresponde utilizar la variaci\u00f3n de la Tasa de la Federaci\u00f3n Argentina de Consejos Profesionales de Ciencias Econ\u00f3micas (FACPCE), definida por la Resoluci\u00f3n de la JUNTA DE GOBIERNO DE LA <\/em>FEDERACI\u00d3N DE CONSEJOS PROFESIONALES DE CIENCIAS ECON\u00d3MICAS N\u00b0 539\/2018 a la fecha de entrada en vigencia de las nuevas sumas aseguradas.\u00bb<\/em><\/p>\n

Entre las principales modificaciones, se destacan:<\/p>\n

    \n
  1. Obligaci\u00f3n Legal Aut\u00f3noma<\/strong>
    \na. Gastos Sanatoriales por persona: $910.000.-
    \nb. Gastos de Sepelio por persona: $533.000.-<\/li>\n
  2. L\u00edmite del Seguro de Responsabilidad Civil Transporte P\u00fablico:<\/strong> $676.000.000.-<\/li>\n
  3. L\u00edmite del Seguro Obligatorio de Responsabilidad Civil:<\/strong> $20.800.000.-<\/li>\n
  4. L\u00edmite m\u00e1ximo de responsabilidad civil para veh\u00edculos automotores y\/o remolcados (Seguros Voluntarios):<\/strong>
    \na. Autom\u00f3viles, camionetas, veh\u00edculos remolcados; autos de alquiler sin chofer; motoveh\u00edculos, bicicletas con motor; casas rodantes: $208.000.000.-
    \nb. Taxis, remises, maquinarias rurales y viales, camiones, semitracciones, acoplados y semirremolques, servicios de urgencias; fuerzas de seguridad; veh\u00edculos categor\u00eda M1: $455.000.000.-
    \nc. Veh\u00edculos definidos como M2 y M3: $676.000.000.-
    \nd. Veh\u00edculos que presten servicio mediante una Plataforma Tecnol\u00f3gica: $455.000.000.-<\/li>\n
  5. Franquicia o descubierto obligatorio<\/strong> a cargo del asegurado correspondiente al Seguro de Responsabilidad Civil de veh\u00edculos automotores destinados al Transporte P\u00fablico<\/strong> de Pasajeros: $3.380.000.-<\/li>\n
  6. Descubierto obligatorio<\/strong> a cargo del asegurado en el riesgo de Responsabilidad Civil exclusivamente para veh\u00edculos destinados a Taxi o Remises<\/strong>: $494.000.-.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    La Superintendencia de Seguros de la Naci\u00f3n (SSN) actualiz\u00f3 las sumas aseguradas y deducibles de los seguros de Responsabilidad Civil … <\/p>\n

    Continuar leyendo<\/a><\/p>\n","protected":false},"author":47,"featured_media":8864,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[],"coauthors":[104],"class_list":["post-9473","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"yoast_head":"\nA partir de 2026: Nuevos topes de cobertura en los Seguros de Responsabilidad Civil Automotor - Blog Grupo Professional<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.grupoprofessional.com.ar\/blog\/a-partir-de-2026-nuevos-topes-de-cobertura-en-los-seguros-de-responsabilidad-civil-automotor\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A partir de 2026: Nuevos topes de cobertura en los Seguros de Responsabilidad Civil Automotor - Blog Grupo Professional\" \/>\n<meta property=\"og:description\" content=\"La Superintendencia de Seguros de la Naci\u00f3n (SSN) actualiz\u00f3 las sumas aseguradas y deducibles de los seguros de Responsabilidad Civil ... 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